4.2 Direct Payment

The simple route: the buyer's payment to the seller (the advance, the open-account, the consignment's settlement). The risk's allocation: the advance (the buyer's trust — the seller's security); the open account (the seller's trust — the buyer's credit); the consignment (the agent's sale — the settlement later). The instruments: the wire transfers (the banking channels — the NRB's faces); the currency-and-compliance questions (the exchange controls, the KYC-and-AML of the Banking course's world).