3.3 Concept and Modes of Online Payment System

1. The cards': the debit-and-credit (the network's (the acquiring-and-the-issuing (the chargeback's-face (the CPA's-companion (the LAW5505-U's))))); 2. The e-wallets': the prepaid's (the QR's (the in-app's (the eSewa-Khalti-type's (the Nepal's- dominance's (the interoperability's-arrival)))); 3. **The bank-transfer's' (the connect-IPS-type (the RTGS's-faces (the account-to-account's))); 4. **The mobile-banking's' (the SMS-and-the-app (the USSD's (the rural's-access-face))); 5. **The BNPL's (the buy-now-pay-later's (the credit's-digital (the risk's-face))); the cross-border's (the cards'-and-the-gateways (the remittance's-digital (the LAW5606-U's-foreign-employment- remittance-faces' link))); the crypto's (the U5.7's-own-face (the unsettled's));