1. The ancient faces — the marine loans-and-guilds of the ancient world; the Bottomry-and- response traditions.
2. The marine birth — the Lombard-and-London coffee-house lore (Lloyd's of London's name); the marine policies of the 1600s.
3. The fire turn — the Great Fire of London 1666 → the fire offices.
4. The life layer — the eighteenth century's life offices; the mutuality's rise.
5. The accident-and-liability era — the industrial age's employers'-and-motor faces (the twentieth century's motor insurance's compulsion).
6. The law's codification — the English Marine Insurance Act 1906 (the codified classic); the regulatory statutes' era (the solvency-and-conduct regimes); the modern convergence (the IAIS's international standards, the risk-based supervision).