4.2 Kinds of Non-Life Insurance: Fire, Motor Vehicles, Marine, Engineering- Contractor's Risk, Aviation, Miscellaneous

1. Fire insurance — the property's fire cover: the peril's definition (the ignition-and-spread — the friendly-fire's exclusion lore); the loss's measurement (the reinstatement-vs-indemnity values); the Consequential-loss faces (the business-interruption covers). 2. Motor vehicles insurance — the vehicle-and-liability world: the own-damage cover (the collision, the theft); the third-party liability (the victim's faces — the compulsory layer); the damage cases (the Act's-and-the policy's rules). 3. Marine insurance — the cargo-and-hull covers: the perils of the sea; the transit's duration (the warehouse-to-warehouse faces); the general average's lore (the sacrifice's contribution); the oldest branch's doctrines. 4. Engineering-and-contractor's risk insurance — the machinery-and-erection covers (the breakdown faces); the contractor's all-risks (the construction's phase covers); the delay-in- startup faces. 5. Aviation insurance — the hull-and-liability covers (the passenger-and-third-party liabilities); the high-severity world (the aviation's unique pricing). 6. Miscellaneous insurance — the catalogue: burglary, cash-in-transit, fidelity guarantee, the personal accident, the health-and-mediclaim faces, the agriculture-and-livestock covers (the micro-faces), the travel insurance; the cyber covers (the newest).