6.4 Insurer's Liability of Paying Claims and Compensation

1. The contractual liability — the policy's promise: the claim's payment (the U2.8 process; the timelines' discipline); the repudiation's justification duty (the reasons-in-writing). 2. The delayed payment's faces — the interest-and-compensation liabilities (the regulator's directions on the delayed claims — the claim's interest). 3. The third-party's direct faces — the motor victim's protection (the U4.3 machinery). 4. The negligence-and-mis-selling faces — the wrong advice's liability (the intermediary's acts — the insurer's vicarious answer of the U7 agency). 5. The policyholders'-protection fund — the failed insurer's claim floor (the protection scheme's faces).