4.5 Causes of White Collar Crime

1. The opportunity structures — the access-and-control (the trust's exploitation). 2. The pressure faces — the financial strains; the performance cultures (the targets' tyranny). 3. The rationalisations — the neutralisation techniques ("everyone does it", "no one's hurt", "I was borrowing") — the psychology's classics. 4. The weak controls — the audit's failure; the governance's gaps (the board's sleep). 5. The culture's faces — the greed's normalisation; the success-at-any-cost ethics. 6. The enforcement's economics — the detection's low probability; the penalty's cost-benefit (the crime's rational choice). 7. The structural theories — the corporate culture itself criminogenic (the profit's imperative — the critical view).