1. Central bank — the state's bank of issue and regulator (in Nepal: Nepal Rastra Bank).
2. Commercial banks — full-service banks serving the public and business.
3. Development banks — finance for priority sectors and regions.
4. Finance companies — hire purchase, consumer and small-scale finance.
5. Cooperative savings and credit organizations — member-based savings and credit (SACCOS).
6. Specialized institutions — such as agricultural or infrastructure financiers (e.g., the Agriculture Development Bank in its classic role), and microfinance institutions.