2.7 Assignment of the Subject-Matter; Assignment of the Insurance Policy;Nature and Manner of Assignment; Assignment of Life and Non-Life Policy;Warranties and Disclosure

The subject-matter's assignment — the property's transfer: the insured's interest follows the property (the assignment's notification duty). The policy's assignment — the contract's transfer: the life policy's assignment (the common practice — the assignment's registration with the insurer; the assignee's rights); the non-life policy's assignment (the stricter rule — the insurer's consent; the indemnity's personal faces). The nature-and-manner: the assignment's form (the endorsement; the notice); the absolute-vs-conditional assignments. The warranties — thepolicy's promises: the express (the stated conditions — the safety installations) and the implied (the legality; the good faith's continuation); the warranty's strictness (the breach avoids — however trivial — the classic harshness vs the modern softened readings); the warranty-and- representation distinction. The disclosure's recap — the U2.3 duty's operation through the policy's life.