3.6 Types/Forms of Digital Cash

1. **The account-based' (the wallet's (the balance's-record (the identity's-core)));2. **The token-based' (the value's-object (the bearer's (the double-spend's-problem (the blockchain's-answer (the U5.7's))));3. **The card-based' (the prepaid-card's (the gift's-and-the-travel's));4. **The mobile-based' (the USSD-and-the-app (the feature-phone's-inclusion (the rural's-face)));5. **The CBDC-vs-the-crypto' (the sovereign's-vs-the-private's (the permissioned-vs-the- permissionless (the regulated's-vs-the-wild's (the exam's-contrast))));